These Terms and Conditions govern the access and use of the pazvrol.com website and every digital service provided by Pazvrol Inversiones Inmobiliarias S.A.S. (hereinafter 'Pazvrol'), with legal domicile at Calle 47 Nº 542, 4th floor, La Plata, Province of Buenos Aires, Argentina, CUIT 30-71847526-9.
1. Purpose of the platform
Pazvrol is a technology platform that facilitates the connection between real estate project developers and natural or legal persons interested in financing them through the crowdlending mechanism. Pazvrol acts as a technology intermediary and not as a financial institution nor a securities issuer.
2. Eligibility requirements
Registration is open to natural persons aged 18 or over with legal capacity to contract and to legal entities incorporated under Argentine law. Users must prove their identity, tax residence and the lawful origin of the funds committed under Law 25,246 on Anti-Money Laundering.
3. Registration and user account
The registration flow includes identity validation (KYC) and investor profile assessment. All information provided must be true, complete and up to date. Every user is responsible for the confidentiality of their credentials and for the operations performed from their account.
4. Operations and commitments
Each operation is documented through a specific agreement signed electronically, which details the amount, term, return structure, guarantees and commercial milestones. Funds remain in identified custody accounts and are only released to the developer against verified compliance with each milestone.
5. Risk
The user acknowledges that investments in real estate developments are exposed to technical, commercial, macroeconomic and regulatory risks. Historical or projected returns do not constitute a promise nor a guarantee of results. Pazvrol does not provide personalised financial advice and recommends evaluating each operation based on the individual profile and independent professional advice.
6. Fees
Pazvrol charges structuring, administration and success fees, clearly disclosed on each published opportunity. Applicable fees are detailed before confirming any operation.
7. Intellectual property
All platform content (trademarks, logos, texts, graphics, source code) belongs to Pazvrol or its licensors and is protected by Law 11,723 on Intellectual Property. Its use, reproduction or distribution without prior written authorisation is prohibited.
8. Limitation of liability
Pazvrol adopts reasonable measures to ensure the availability and security of the platform, without guaranteeing uninterrupted continuity. It shall not be liable for indirect damages, loss of profits or losses derived from investment decisions, except in cases of fraud or gross negligence duly established under the Civil and Commercial Code of Argentina.
9. Applicable law and jurisdiction
These Terms are governed by the laws of the Argentine Republic. Any dispute arising from their interpretation or performance shall be submitted to the Ordinary Courts of the Judicial Department of La Plata, expressly waiving any other forum or jurisdiction.
10. Changes
Pazvrol may update these Terms and Conditions when necessary. Changes will be communicated through the website and, when they affect current operations, by notification to the registered email address.
11. Contact
For questions about these Terms, write to legales@pazvrol.com.ar or call +54 221 482 6317.